US Company Formation & Global Payments

US company formation through Mizu Financial: $499 for a Wyoming LLC, EIN, bank application support, and Stripe setup.

Mizu Financial · For independent founders and small global teams

Pricing and what is included

Form a Wyoming LLC through Mizu, then move through EIN, banking, and Stripe setup.

Expedited setup: about two weeks. See the schedule.

Your formation package

  • Wyoming LLC formation and documents
  • Federal EIN application
  • Registered Agent service
  • US phone number
  • US business bank application support
  • Stripe payments setup
Same-day EIN priority · Optional
+$99 one-time add-on
Eligible applications receive priority same-day submission and follow-up.
Annual compliance · Optional
$399 USD / year
Annual Report, agent renewal, Form 5472 with pro forma 1120, deadline reminders, and government mail forwarding.

Formation is a one-time purchase. Choose add-ons separately; you can decide on compliance later or use another CPA.

How long does it take?

With complete documents and expedited EIN processing, allow about two weeks for the full setup. Banking and Stripe review can extend the schedule.

  1. Company formation

    Usually a few business days

    Confirm the name and application details, file the Wyoming LLC, and receive formation documents.

  2. Federal EIN

    Normally 1–2 business days

    Apply after formation. Eligible expedited cases receive priority same-day submission and follow-up.

  3. Business banking

    Subject to bank review

    Apply once the company documents and EIN are ready. Mercury often reviews within 1–2 business days; extended review may take 1–3 weeks or longer.

  4. Stripe setup

    After banking, subject to review

    Match the entity, tax, account, and business details, then configure payments. Documents and credentials are delivered together.

These are Mizu estimates, not a fixed delivery date. Additional documents, business activities, and independent provider reviews affect timing.

What to prepare

  • A valid passport for identity verification.
  • Personal proof of address, such as a utility bill or bank statement.
  • Your preferred company name and a specific description of the business.
  • For banking and Stripe: a live business website, contact details, and consistent supporting business information.

You can start without an SSN or ITIN. Identity and business verification are still required by the account providers.

Before you apply

Can I apply from outside the US without an SSN?

You can start remotely through Mizu. Prepare your passport, proof of address, and business details; eligibility remains subject to provider review.

Are bank and Stripe approval guaranteed?

No. Each provider makes its own decision. Mizu helps prepare and submit applications, address document requests, and follow up on complex cases.

Must I buy annual compliance from Mizu?

No. The $399/year service is optional. You still need to arrange applicable filings, either yourself or with another CPA.

What if a bank account cannot be opened?

Mizu currently lists a $150 refund if a US bank account ultimately cannot be opened. Check its refund terms before applying.

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